Budgeting & Cash Flow Forecast Services
A good budget helps you balance your business’s expenses and income. It is one of the best business tools you can have, enabling you to set financial targets and measure your performance.
In addition to goal-setting value, budgets will often improve your chances of acquiring funding. A good budget is a necessity in a good business plan. Financiers often require budgets as a prerequisite for funding approval.
A budget variance is the difference between your business’s forecast, and actual expenses and income. It is important to explain how and why variances occurred. This empowers you with the necessary information to implement changes that prevent variances from recurring, saving your business money, and increasing its profitability.
There are different types of budgets, including organisational budgets, project-based budgets, etc.
An organisational budget considers your business as a whole.
A project-based budget is useful for businesses with varying and unpredictable incomes and outgoings – such as a construction business relying on contracts for large projects.
A cash flow forecast is a financial projection that estimates the amount of money expected to flow in and out of a business over a specific period. It helps businesses anticipate future cash positions, manage liquidity, and make informed financial decisions.
Key Components of a Cash Flow Forecast:
- Cash Inflows – Expected revenue from sales, investments, loans, or other sources.
- Cash Outflows – Expenses such as rent, salaries, supplier payments, loan repayments, and operational costs.
- Net Cash Flow – The difference between inflows and outflows, indicating whether the business will have a cash surplus or shortfall.
How Ample Finance can help you?
Our Budget Preparation Services can help to create your budget, giving you a clear idea of what your income, expenses and liabilities are or will be under certain circumstances. We can also help you achieve superior performance and prepare your business plan for your business goals and objectives. We will prepare the strategic, tactical and operational plans you need to ensure success.
We will provide you with trend and variance analysis reports to analyse your performance and activities, and then we will devise and implement any necessary corrective actions to help you out. We will be able to discuss with you to determine what the management accounts actually say about the state of your business.
Effective cash flow management is essential for the success and sustainability of any business. At Ample Finance, we provide expert Cash Flow Forecasting Services to help businesses anticipate future cash positions, manage liquidity, and make informed financial decisions.
Our Budget Preparation Services include:
- Budget Preparation (Operational Budgets / Project-based Budgets)
- Variance Analysis
- Monthly Meetings
Our Cash Flow Forecast Services:
At Ample Finance, we tailor our cash flow forecasting solutions to your business needs. Our services include:
- Detailed Cash Flow Projections – We analyse your income sources and expenses to create accurate short-term and long-term forecasts.
- Scenario Planning – We assess different financial scenarios, helping you prepare for unexpected challenges and opportunities.
- Cash Flow Monitoring & Management – We track actual cash flow performance against forecasts, identifying variances and implementing corrective actions.
- Budget & Forecast Alignment – We integrate cash flow forecasting with your overall budgeting strategy for better financial planning.
- Regular Review Meetings – We provide ongoing support with monthly reviews, helping you stay on top of your cash flow position.
Our fee for Budgeting & Cash Flow Forecast Services is on a case-by-case basis. However, we understand it is important to understand your business to find a tailored solution for you, so our 30-minutes consultation is FREE.
Ample Finance values your client experience. We endeavour to provide personalised and constructive advice and we pride ourselves on our speed and efficiency. Please don’t hesitate to contact us in person at our Melbourne office, through email at info@amplefinance.com or book an appointment with our budgeting & cash flow projection specialists at (03) 9988 2911.
